Merchant Accounts

Universal Payments Inc. provides merchants of all sizes, from home based businesses to Fortune 100 companies, with the ability to accept card photo-2payments. We enable merchants to accept Visa, MasterCard, Interac, American Express, Discover and JCB.

Our fast and efficient account set up provides you with all the tools you need to accept card payments in-store, online and by mobile phone.

We understand your needs, and provide you with a single source for merchant accounts, POS equipment, IVR, eCommerce and instant mobile commerce (mCommerce). Our merchant customers enjoy support 24/7, along with the latest ways to sell their products over mobile phones.
All reports can be accessed online or through traditional mail. The online reports are easy to use, business friendly and provide insight into your operational knowledge.

Don’t accept payments? Call us and we will provide you with all the information you need to start accepting card payments today.

Already accepting payments? Universal Payments will cut through the confusion and  multiple fees, to provide you with a full analysis of your current fees at no charge.

Our mission is to provide you with the best rates in Canada and our approval rate for  merchant accounts exceeds 90%.


Universal Payments Inc., is a registered ISO of Wells Fargo Bank, N.A., Canadian Branch, Toronto, ON, Canada